How To Use Your Credit Card with appropriate

1. Do not shop if not necessary
Many people do not realize that they often spend excessive. This often happens when they have a lot of money. They tend to want to spend their money for shopping. You will be confusion to pay bills by credit card if this is not solved properly. Bill your credit card will be higher and you will not feel confident with all of that.

2. Knowing the amount of money that we received after the cut of all routine expenditure.
You need to know how your salary remaining after the cut for various cut expenses. some expenses that usually happens is for the house installment, installment motor, electricity, telephone, water, and daily home shopping. After the amount of the note, then do not use credit cards than cash that is left.


3. We must immediately pay the bill
Do not be deceived with the bank interest that he said only 2%. Because 2% is only if we pay ontime. If we were late, they will turn to our various other penalties. The impact can be so we only charge $ 2, but interest and penalties amount to $ 3.


4. Be careful with the limit
Often we do not consider the restrictions that we have the card and the bank also often spoil us with our card limit increase. If we have a limit of $ 500 in 1 card, then if we use the 90% limit, then do not wonder if at least every month we have to prepare money for about $ 50 to pay the minimum payment. That is, if the rest of the money wages that we have no more than the number, do not try to use our card limit the rest of the money beyond the salary line.


5. Immediately cut a credit card if the limit is exceeded or not restrained
So that we are not tempted to use credit cards again, then we cut a credit card. And finish with the normal monthly payment, but do not have a credit card again.